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Life Insurance for Commercial Divers

Key Considerations for Commercial Divers

Commercial Divers can undertake a wide range of diving activities :-

  • Many Divers may find Life Insurance at more or less standard terms.
  • Life Insurers will charge higher premium for some types of Commercial Diving
  • Divers who are using any experimental equipment or Divers using or handling explosives will both usually see their premiums loaded
  • If you are diving at significant depths for longer periods of time you will have to pay more, as well.
  • You should make clear if all or any part of your duties will involve such diving
  • Life Insurance is also available for Offshore and Oil Rig Divers

If you are Diving as a sport or hobby and not commercially, your needs will be different and we have a separate Sports / Scuba Diving information page to help you.

How Pulse Insurance can help?

  • The team at Pulse Insurance are experienced and approachable
  • We are here to help find your the cover you need
  • We specialise in finding cover for unusual risks – it is what we do every day
  • We treat each case as individual so that your actual risk is fairly assessed
  • We talk directly to our underwriters to find the right cover for each person
  • If insurance is available, we like to think we know the underwriter who can!

How to enquire / apply

  • Our team will work to understand the specifics and guide you
  • We have created a simple process for you to provide us with the relevant information.
  • We will typically provide an indication of premium within 5 business days (often sooner)
  • If you wish to proceed we then arrange for your formal application and arrange cover

You can begin your Enquiry online and send us your details of the cover you need and the scope of your Commercial Diving.

OR download our Life Insurance for Divers Enquiry Form (below) and post it or email it after completion.

OR we always welcome you calling us to talk things through or an email enquiry - go to our contact details


NB Typically, Pulse Insurance find Life Insurance cover for 85% of those who have been declined by one or more insurers.

Beyond Life Insurance

We recognise that Life Insurance only makes a difference if the worst should happen. Pulse are also able to discuss a range of other cover which may be relevant or desired to Commercial Divers including :-

If you need any help, please do not hesitate to contact us -  you can call on 01280 841430


Need help? Call us on: 01280 841430

Transferring to STB…