Life insurance with Acoustic Neuroma
Often standard insurers offer Life Insurance terms for those who have had successful surgery for Acoustic Neuroma (vestibular schwannoma) and who do not suffer any ongoing, related symptoms.
If you have not already been declined for life cover, you could consider approaching mainstream insurers first.
Make a Life Insurance Enquiry
If you need a specialist underwriter.
If you have not been able to get a suitable quotation for Life cover, Pulse specialise in taking your Acoustic Neuroma and any other specific conditions and needs into account and finding you Life Insurance cover, if it is available.
We use our knowledge and experience to find a solution when other Life Insurers have declined to quote.
It will be easier to find cover if your condition has become stable. It is almost inevitable that we will require a Medical Report before cover can be confirmed. We will discuss this with you when you enquire.
Why Pulse Insurance?
- Pulse Insurance have been focused on finding unusual cover since 1998
- We strive to offer a caring and sensitive service
- We are knowledgeable insurance professionals who work as a team
- We provide a personal service to guide you
- If we cannot help, it will not be for the want of trying or know-how
While finding cover for everyone is not always possible and the premium will be higher to reflect your increased risk, we like to think we are good at helping people find the cover they need.
In most Acoustic Neuroma cases we can indicate cover availability and cost early on; so, you can decide to proceed or not.
It is always important to declare your Acoustic Neuroma and any other medical conditions completely.
Your Personal & Medical Details
Everything you disclose about your Acoustic Neuroma and any underlying conditions to any life insurer or life agent should be treated with sensitivity and appropriate levels of privacy.
Your Pulse underwriting specialist will look to gain a detailed picture of your health and you should take care to disclose everything. These factors will be explicitly considered when determining the fair premium you would pay.
Life cover is issued based on a “snapshot” of your health. Once your policy has been issued, neither your premium or your cover will be adversely affected if your health subsequently worsens.
Requirements for more information
While our initial enquiry may not gather enough information to provide an indication of cost, our insurers may ask for more in depth information regarding your Acoustic Neuroma and/or any other conditions. Sometimes the details you can provide may allow them to reduce the premium they seek.
If you have a medical condition, it is possible that underwriters will need to seek a Doctor’s report or for you to undergo medical examinations, blood tests or other tests that will confirm your health to allow them to quote an accurate premium and confirm cover details. The costs involved in obtaining the medical information are usually paid by the underwriter, but if not, you will be informed before they are requested.
Pulse will never sell your details. We will use your details to provide the service you have asked for, according to the permissions you grant us – read our Privacy and Data Protection policy in full.
Pulse may be able to offer covers beyond everyday Life Insurance to give you the peace of mind and protection you desire.
- More Life Insurance
The reasons you may need life cover may be simple or complex, but having the right covers brings peace of mind for you and your family.
For Pulse Intermediaries
The following details may help you when completing an application for your client.