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Life insurance with Acoustic Neuroma

Overview

Often standard insurers offer Life Insurance terms for those who have had successful surgery for Acoustic Neuroma (vestibular schwannoma) and who do not suffer any ongoing, related symptoms.

If you have not already been declined for life cover, you could consider approaching mainstream insurers first.

 

Make a Life Insurance Enquiry

If you need a specialist underwriter.

If you have not been able to get a suitable quotation for Life cover, Pulse specialise in taking your Acoustic Neuroma and any other specific conditions and needs into account and finding you Life Insurance cover, if it is available.  

We use our knowledge and experience to find a solution when other Life Insurers have declined to quote.

It will be easier to find cover if your condition has become stable.  It is almost inevitable that we will require a Medical Report before cover can be confirmed. We will discuss this with you when you enquire.

 

Why Pulse Insurance?

  • Pulse Insurance have been focused on finding unusual cover since 1998
  • We strive to offer a caring and sensitive service
  • We are knowledgeable insurance professionals who work as a team
  • We provide a personal service to guide you
  • If we cannot help, it will not be for the want of trying or know-how

While finding cover for everyone is not always possible and the premium will be higher to reflect your increased risk, we like to think we are good at helping people find the cover they need.

In most Acoustic Neuroma cases we can indicate cover availability and cost early on; so, you can decide to proceed or not.

 

Being Transparent

It is always important to declare your Acoustic Neuroma and any other medical conditions completely.

 

Your Personal & Medical Details

Everything you disclose about your Acoustic Neuroma and any underlying conditions to any life insurer or life agent should be treated with sensitivity and appropriate levels of privacy.

 

Your Health

Your Pulse underwriting specialist will look to gain a detailed picture of your health and you should take care to disclose everything. These factors will be explicitly considered when determining the fair premium you would pay.

Life cover is issued based on a “snapshot” of your health.  Once your policy has been issued, neither your premium or your cover will be adversely affected if your health subsequently worsens.

 

Requirements for more information

While our initial enquiry may not gather enough information to provide an indication of cost, our insurers may ask for more in depth information regarding your Acoustic Neuroma and/or any other conditions. Sometimes the details you can provide may allow them to reduce the premium they seek.

If you have a medical condition, it is possible that underwriters will need to seek a Doctor’s report or for you to undergo medical examinations, blood tests or other tests that will confirm your health to allow them to quote an accurate premium and confirm cover details. The costs involved in obtaining the medical information are usually paid by the underwriter, but if not, you will be informed before they are requested.

Pulse will never sell your details. We will use your details to provide the service you have asked for, according to the permissions you grant us – read our Privacy and Data Protection policy in full.

 

Medical Reports

If you have any recent or relevant medical reports, these can enable underwriters to provide a more accurate indication. 
Please send these either to medical.reports@pulse-insurance.co.uk or post them to us.
n.b. Do not worry if you don’t have any medical reports as they are not usually needed to give an indication of cover / cost.
It may be necessary for separate specific medical reports to be sought if you decide to proceed with an application.
If you have any queries, please give a member of the team a call on 01280 841430.

Additional Covers

Pulse may be able to offer covers beyond everyday Life Insurance to give you the peace of mind and protection you desire.

 

The reasons you may need life cover may be simple or complex, but having the right covers brings peace of mind for you and your family.

 

For Pulse Intermediaries 

The following details may help you when completing an application for your client.

http://www.nhs.uk/conditions/Acoustic-neuroma/Pages/Introduction.aspx

https://www.bana-uk.com

http://www.macmillan.org.uk/information-and-support/brain-tumours/understanding-cancer/types-of-brain-tumour/acoustic-neuromas.html 

  

Will Pulse cover me?

Have you had successful surgery for your Acoustic Neuroma?

Yes

It is usually possible to obtain Life Insurance once you have recovered from surgery and it has been declared successful. It is important to be able to describe any ongoing symptoms or complications clearly.

Please complete our Enquiry form as clearly as possible, either online or offline.

If you need any help or would like to discuss this with us, please do not hesitate to call on 01280 841430.

Enquire now Download our Questionnaire for this Condition / Occupation / Leisure Pursuit
No

It is usually possible to obtain Life Insurance once you have recovered from successful surgery.

If no surgery is planned or required then, again it is usually possible to obtain life insurance.  If you would like to discuss things with us, please do not hesitate to call on 01280 841430.

Start Again

Need help? Call us on: 01280 841430