Life Insurance for Angling Coarse, Deep Sea, Freshwater, Ice, Kayak/ Canoe, Sea, Shore, Sports & Competition
It is not usually difficult to obtain cover for the majority of angling activity from mainstream insurers.
There are many forms of Fishing and some do carry more risk than others. The details here apply in general to all of the following: Coarse Fishing, Deep Sea Fishing, Freshwater Fishing, Ice Fishing, Kayak/ Canoe Fishing, Sea Fishing, ShoreFishing, Sports & Competition).
There are a relatively small number of fatalities associated with angling in the UK, indeed as percentage of the number of participants, the risks are comparatively and unsurprisingly low as compared to activities such as deep sea diving.
Some forms of fishing do bring higher risk courtesy of the environment be that standing in fast flowing rivers or in a small vessel deep sea fishing for example. But, even these usually will not see many life insurers decline to offer cover unless you are older or have health problems or if you engage in these activities professionally or semi-professionally.
When you may need Pulse Insurance
Pulse Insurance are specialists in finding cover when other insurers decline which may be because of:-
- hazardous sports & Leisure pursuits
- serious medical conditions
- higher ages
- high risk occupation
- dangerous working or living location
- residency issues
- the need for high sums insured or a more bespoke policy to support Inheritance Planning objectives
Sometimes insurers may decline for combination of reasons such as age, health and activity.
If you have been declined for whatever reason(s) as above and Pulse may be able to help. We can find often cover when others decline subject to a minimum sum insured of £25,000.
If you have been declined cover for any or even several of the reasons above, please do not hesitate to contact us on 01280-831430 so we can discuss things and set about finding you the cover you need.