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Meet the Pulse Specialty Division

Meet the Pulse Specialty Division

In August 2017 Pulse launched its London based Specialty Division when Joe Balsom joined from Pen Underwriting. Since then the Division has grown steadily and begun to carve a niche for itself in the UK A&H market. Now, over a year later Pulse invites you to meet the expanded team.



Joe Balsom – Senior Underwriter
Joe is a very experienced PA/Travel underwriter with almost 20 years under his belt in the London market. He has previously held Underwriting positions at Towergate, Oval and Pen Underwriting. He was drafted in by Pulse to set up the Specialty Division back in August 2017 and utilised his numerous connections in Lloyd’s to source capacity and get the wheels in motion.

Outside of insurance, he is an avid Tottenham Hotspur fan and also manages his son’s junior football team, Swanscombe Tigers.

Ben Pailthorpe – Underwriter
Ben has over 10 years’ experience in the London Accident and Health market, having previously worked for Oval Insurance Broking Limited, Pen Underwriting and the Salvation Army General Insurance Corporation.

Utilising both Lloyd’s and company market binders he has specialised in charity and entertainment risks, which are both sectors close to his heart. Outside of work Ben plays guitar and sings in a band and has an Arsenal season ticket. His band have helped raise almost £50,000 for the Children’s Trust alongside former colleagues and other London market luminaries by organising charity gig nights and taking part in the BUPA London 10K for a number of years.

Business Development

Richard Wigmore
Richard “Wiggy” Wigmore started working in the Lloyd’s and London Market in 1976. He is married with 2 children and his interests include Golf, Fishing and Photography. After 8 years Broking UK Non-Marine business he started to specialise exclusively in the Personal Accident, Illness & Travel area of Insurance. After broking this class of business for a number of years with a Lloyd’s Broking house, he started the Personal Accident & Travel Division for Oval Insurance Brokers. 

More recently he was underwriting at one of the larger MGA’s in the UK. Wiggy started with Pulse in June 2018 and continues to pride himself on the flexibility and service that he has been providing to the UK’s Insurance Brokers, many of whom he has known for in excess of 30 years.

Graham Sims
Graham is an underwriter with over 40 years in the industry, 38 of which has been in the Accident & Health sector. He has the advantage of working in both Lloyd’s and Insurance Company sectors, and in the MGA market.

His particular expertise is Direct and Facultative A&H insurance and reinsurance and is experienced in underwriting consumer products, group employee benefit insurances, voluntary employee benefit programmes, sports disability and programmes for members of associations, clubs and professional bodies.

At home his time is spent between looking after a Late Middle Ages pile of ‘wattle and daub’ and a 40-year-old VW camper van. He is actively involved with a local Investment Club and volunteers at a community shop.

Alan Stokes
Having declined the opportunity to play football for Oxford United Alan’s thoughts naturally turned to a career in insurance! Having built and sold an insurance brokerage and spent 25 years running an A&H business across the UK and Europe he is well placed to understand and deliver what's required by clients old and new.

He has extensive experience in providing corporate, individual and affinity purchased programmes including ground up, excess of loss and captive arrangements and, importantly, marketing them successfully'.

If you have any enquiries regarding Personal Accident, Sickness, Travel or K&R covers, please contact:
07846 594 798
07572 397849

Or visit our products page for more information.

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