About Pulse Insurance
Pulse Insurance specialise in Life Insurance and other covers, often for those who are declined by mainstream insurers.
We find cover for people who have serious medical conditions, work in hazardous occupations and/or in dangerous environments or who enjoy hazardous leisure pursuits.
Any of these factors can add risk and so make finding cover more difficult and sometime impossible.
We also help those who need insurance with high sums assured, residency outside their country of domicile, very short- or long-term duration cover and with specialised policies such as gift inter vivos, relevant life, high-risk group covers, voice insurance or a uniquely pre-underwritten HIV cover.
The expert team at Pulse offer you a friendly and professional and determined service.
If cover is available - we like to think that we will find it for you.
Who is Pulse Insurance?
Pulse is regulated and authorised by the Financial Conduct Authority and is a Coverholder at Lloyd's.
Since 1998, Pulse has offered a trustworthy, experienced, resourceful service to intermediaries and individuals.
We talk to our policyholders or their advisers to understand their aims and challenges. Every enquiry is treated as bespoke, handled personally by our expert team and not just accepted or rejected by some anonymous computer system.
We communicate daily and directly with expert underwriters at Lloyd’s of London and outside Lloyd's to ensure that the premium and the cover are suitable for you.
You can review these brief profiles of our Directors:
Our Team of Insurance Specialists
Our insurance team have been helping people, who have been declined life insurance or the other covers they need, ever since 1998.
Across our team of insurance specialists, we average well over have over 12 years of insurance experience.
If we add a new team member, they are always coached and supported by an experienced expert until and they are comfortable they can deliver the Pulse level of service and knowledge.
Don’t give up
With a serious medical condition or in a hazardous job or a passion for more hazardous pursuits / sports, it can feel very important protect your loved one’s futures.
We like to think that thanks to our efforts, many don’t have to give up on finding the life insurance or other cover they need simply because mainstream life insurers decline.
We know it can be time-consuming and disheartening to be declined once and especially so to be declined many times.
So while we cannot guarantee everybody will be found cover, our team try to leave no stone unturned in our quest on your behalf.
Our bespoke approach to establish the basic facts and checking if cover may be available and at what cost before completing the formal regulated application. This process saves you time and angst.
As every case is handled by a human underwriter, we believe we can better look after you and your needs.