Who we can help

Pulse is a specialist company which arranges tailor-made life insurance for individuals, groups, businesses, charities or other organisations who are finding it difficult to obtain the cover they require.

Pulse prides itself on providing a personal service. We understand that you or your clients may have been through a difficult time, perhaps going through the trauma of diagnosis of challenging illnesses, or having received complex medical treatment, only then to be declined life cover by the standard market, frequently after a lengthy application process. Whilst we cannot guarantee to be able to assist everyone, we will do our best and each enquiry will be treated with sensitivity and in the strictest confidence. We understand that each case is individual and treat each enquiry accordingly, using a bespoke approach tailored to your particular situation.

Pulse specialises in helping those who may have been declined life or travel insurance by other insurers, for a variety of reasons. As well as helping those with pre-existing medical conditions, Pulse is also able to arrange insurance for individuals or groups where the nature or location of their work may be creating problems in obtaining cover. Examples of those Pulse has helped in the past can be seen under Success Stories on the right of this page. If you are in need of life or travel insurance and your condition or situation is not listed, please call us anyway as we may well be able to help you!

Pre-existing medical conditions covered include:
Alcohol dependency
Anxiety, depression and stress
Arthritis
Blood disorders
Cystic Fibrosis
Cancer
Chronic Fatigue Syndrome/ME
Diabetes
History of drug abuse
Epilepsy
Gynaecological Disorders
Heart Conditions
Height Weight
Hepatitis C
High Blood Pressure
High Cholesterol
HIV
Kidney Disease/Transplant
Liver Disease/Transplant

Lupus Syndrome
Mental health problems
Multiple Sclerosis
Parkinson’s Disease
Pituitary Gland Disorders
Respiratory Disorders
Stroke
Tumours

Hazardous Pursuits
Caving & Potholing
Civil Aviation
Diving – Sport/Leisure
Motorcycle Racing
Motor sport
Mountaineering
Power Boating
Rock Climbing
Sailing
Skiing

Non-UK Nationals
Foreign nationals employed by UK companies or with property in Europe

Non-Standard Circumstances
Employees working in politically unstable areas
Hazardous occupations
Individuals living and/or working abroad

Who we can help

Success Stories

Where a pre-existing medical condition might lead other insurers to decline an application, Pulse has been successful. Examples include:


Other difficult-to-place cases successfully arranged by Pulse include:


Policies arranged by Pulse have embraced family and mortgage protection and tax planning. Examples include:


Other bespoke policies that Pulse has arranged include:


Clients have used their life cover arranged by Pulse for a variety of reasons.

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